Locked goal savingsWallet first
Bloomin
Lock your moneyso you can't screw it up.
Bloomin is for people who keep touching savings before they reach the goal. Pick what you're saving for, lock funds toward it, and either finish or pay to quit early.
You don't need to save better.
You need to stop touching it.
The product works by removing easy exits, not by asking for more discipline after the fact.
Pick the goal
Choose the thing you keep saying you'll save for before money moves.
Lock the funds
Commit from a wallet or saved card and keep the money out of reach.
Watch it build
See progress, pace, and remaining distance every time you open the app.
Know the cost
Finish and pay 1%. Quit early and lose 25%. The consequence stays visible.
Mechanics
Pick a goal. Lock it. Finish it.
Bloomin is a commitment device, not a budgeting lecture. The loop stays simple so the consequence stays clear.
01
Pick the thing you keep saying you'll save for
Vacation, emergency fund, upgrade. The goal is named before any money moves so every dollar has a job.
02
Lock money toward it
Fund a goal from a wallet or saved card, keep the target visible, and let the product remove easy access.
03
Finish it or pay to quit
Reach the goal and unlock with a 1% fee. Break the lock early and lose 25%.
Goal types
Each savings goal gets a visual type from day one.
Users do not create a blank goal and hope it feels meaningful later. They choose what the money is for up front, and that same artwork follows the goal onto the home screen and detail view.
Goal type
Emergency Fund
Build a cash buffer for repairs, surprises, and breathing room.
Goal type
Vacation
Save for flights, hotels, and the kind of trip that is already paid for.
Goal type
New Baby
Prepare for gear, healthcare, and the first wave of family costs.
Goal type
Education
Cover tuition, certifications, and focused learning upgrades.
Goal type
Vehicle
Plan for a car purchase, major repairs, or transport upgrades.
Goal type
Celebration
Fund weddings, birthdays, and milestone moments with less stress.
Goal type
Home
Set money aside for a down payment, move, or major home projects.
Goal type
Tech Upgrade
Refresh your laptop, studio setup, or the tools you rely on daily.
Goal system
Five goals max. No hiding the limit.
Too many goals turn saving into clutter. Bloomin shows the cap up front so restraint is part of the product, not something buried in settings.
Why it matters
The product works by narrowing choices. Showing every available slot makes the limit feel intentional instead of arbitrary.
Capacity
3 active
Remaining
2 open slots
Why it works
Limits stay visible every time the goals tab opens.
Rules
The consequence is clear before money moves.
Users see both the reward for patience and the cost of quitting before they lock anything.
Finish the goal
1%
If the user waits until the target amount is reached, the unlock fee is only 1% of what they saved.
Quit early
25%
A quarter of the balance is surrendered if the user breaks the lock before the goal is complete.
Fund the lock
Wallet or card
Contributions can come from a connected wallet or a saved card while custody stays managed by the product.
Mobile experience
The app keeps the rule visible on every key screen.
From the first goal to the unlock path, the product keeps progress, restraint, and consequence in view instead of hiding them behind secondary menus.
Screen
Home
Total locked, the next goal, and the rest of the stack in one place.
Screen
Goals
The cap is visible, the goals are concrete, and open slots stay in view.
Screen
Create Goal
The lock starts with a named goal, a target, and a contribution rhythm.
Screen
Goal Detail
The detail view keeps progress, penalty risk, and remaining distance visible.
FAQ
What people need to know before they lock money.
The rules matter more than feature count. Bloomin keeps the lock, the limit, and the cost of quitting in plain language.
Is this build connected to real wallets or exchanges?
Not yet. Live wallet connections, card funding, and custody operations are not active in this build.
Can users save with fiat right now?
Launch is framed as crypto-first. Fiat can come later if the lock mechanic proves itself first.
Why is the early withdrawal penalty so high?
Because the product only works if quitting hurts. The 25% penalty makes the lock real, while the 1% fee rewards finishing.
Why cap the experience at five goals?
Because too many goals turn intention into clutter. Five keeps the product focused and the commitment visible.
For people who need friction
Stop touching the money meant for something bigger.
Bloomin turns saving into follow-through: pick a goal, lock funds toward it, and let the rules do their job.