BloominCash stuffing planner
Cash stuffing means splitting each paycheck into labelled envelopes of cash, one for each spending category, and spending only what's in each envelope.
Add your paycheck and envelopes below to see the split, the bills to ask for, and labels and trackers you can print.
In envelopes this payday
$600
$1,400 of your $2,000 paycheck isn't in an envelope.
- Groceries$300
- Gas$120
- Eating out$100
- Fun money$80
Labels and trackers
Groceries
$300 each payday
3 × $100
Date Spent Left Gas
$120 each payday
1 × $100, 1 × $20
Date Spent Left Eating out
$100 each payday
1 × $100
Date Spent Left Fun money
$80 each payday
1 × $50, 1 × $20, 1 × $10
Date Spent Left
No interest is added. Amounts are plain arithmetic.
To improve these tools, we keep a rounded copy of the numbers and choices you enter. Names you type are kept only if they're common ones like Rent or Vacation. None of it is linked to your name or email. What we keep
How the planner works
Give each envelope a dollar amount or a share of your paycheck. The planner adds them up and shows what's left unassigned, or how far over your paycheck the envelopes go. Each label lists the amount per payday, the notes that make it up, and a short table to write down what you spend.
Where envelopes break down
Envelopes work until you borrow from one. Taking $20 from the fun money envelope to cover groceries is easy, and that's the habit that undoes the system. Cash at home also has no lock, so anything meant to be saved rather than spent is safer somewhere else. No interest is added to anything here.
Read next
Questions
What is cash stuffing?
Splitting each paycheck into labelled envelopes of cash, one per spending category, and paying for that category only from its envelope. When an envelope is empty, that category is done until the next payday.
How much should go in each envelope?
That depends on your own costs and choices. The amounts filled in are examples, not suggestions. Many people start from what they spent in each category last month.
What does the bill breakdown show?
The fewest notes that make up each envelope's amount, so you know what to ask for when you take the cash out. Coins are listed separately.
Is my plan saved?
It's kept in the page address, so you can bookmark it or copy the link. We also keep a rounded copy to improve the tool, without any names of your own.