Free savings tools
Calculators and planners for saving toward something specific. They need no account and add no interest: every number is plain arithmetic. To improve them, we keep a rounded copy of what you enter, never your name or email.
Plan a goal
Work out how much to put away, how often, and when you'll get there.
Savings goal calculator
See when you'll reach a goal, or how much to save each payday to hit a date.
Wedding budget calculator
Add your own costs and see what to save each paycheck before the date.
Car savings calculator
The cash you need for a car and what to save each paycheck.
Emergency fund calculator
Your three-to-six-month target from your own essential costs, and when you'd reach it.
Locked savings option finder
Five questions to see which kinds of locked savings fit how you save.
Sinking fund calculator
Split one budget across several dated costs and see which ones run late.
Save $5,000 in 6 months
The amount per week, two weeks or month, with every deposit dated.
Save $10,000 in a year
$10,000 over twelve months, by week, paycheck or month.
Save $1,000 in a month
$1,000 in a month, by week or by paycheck, with every deposit dated.
Latte factor calculator
What regular small purchases cost a year, and what they'd do for a goal.
$5 a day for a year
What $5 a day, or any regular amount, adds up to over a year.
Christmas savings calculator
Add up the holidays and see what to save each paycheck until then.
HYROX trip cost planner
Add up a race trip and see what to save each paycheck before race day.
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$27.40 a day calculator
What a daily amount adds up to, and when it reaches a goal.
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Run a challenge
Dated schedules you can tick off or print.
Savings challenge maker
Pick a challenge or set your own target and get dated deposits to tick off and print.
10k savings challenge
$10,000 across your paydays, every deposit dated.
100 envelope challenge
Envelopes 1 to 100 drawn onto dated days, $5,050 in all.
52-week savings challenge
$1 to $52 a week with real dates, forwards or backwards.
No-spend challenge tracker
A calendar to tick off each day you buy only essentials.
Split a paycheck
See where each paycheck could go.
How much should I save?
See the 20% guideline in dollars per paycheck and month, and check it against your goals.
50/30/20 budget calculator
Split your take-home pay into needs, wants, and savings and debt payments.
Cash stuffing planner
Split a paycheck into cash envelopes and print labels and trackers.
4-3-2-1 calculator
Split your pay 40/30/20/10.
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7% of your pay
The saving part of the 7-7-7 rule, in dollars.
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Track it
Keep count of what you've put away.