BloominCar savings calculator
To work out how much to save for a car, add the amount you'll pay up front and the taxes and fees, take off any trade-in, then divide by the paydays before you want to buy.
Change the example numbers below to yours to see the cash you need and how much to save each paycheck.
Filled in with example amounts. Change them to your own.
Your own figures for sales tax, registration, title and dealer fees.
Optional. See when this amount would get you there.
Cash you need to buy it
$16,200
Price plus fees, minus your trade-in.
$16,200 to save.
Save this much every two weeks to have it by Nov 7, 2027
$600
27 deposits, the last on Nov 6, 2027.
No interest is added. Every number here is plain arithmetic.
To improve these tools, we keep a rounded copy of the numbers and choices you enter. Names you type are kept only if they're common ones like Rent or Vacation. None of it is linked to your name or email. What we keep
How the calculator works
If you're paying the full price, the amount to save is the price plus fees minus your trade-in. If you're putting money down, it uses the down payment you choose instead of the price. It then counts your paydays from today to your date and rounds the amount per payday up to the cent.
What it leaves out
It doesn't estimate loan payments, interest, insurance or running costs, and it doesn't suggest a price or a down payment. Those depend on the car, where you live and the deal you get. Use your own quotes. No interest is added to your savings either.
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Questions
How much should I save for a car?
The cash you'll need on the day: the full price if you're paying outright, or the down payment you've chosen if you're not, plus taxes and fees, minus any trade-in. This calculator doesn't suggest a down payment; enter the one you plan to make.
What fees should I include?
Whatever applies where you buy: sales tax, registration, title and any dealer fees. Ask the seller or check your state's rules, then enter your own figure.
Does this calculate a car loan?
No. It only works out the cash to save before you buy. It doesn't estimate loan payments or interest.
Is my plan saved?
It's kept in the page address, so you can bookmark it or copy the link. We also keep a rounded copy to improve the tool, without any names of your own.