BloominSavings goal calculator
To reach a savings goal, take what's left (your goal minus what you've saved) and divide it by the number of paydays before your date. That's how much to put away each time. To see when you'll finish instead, divide what's left by what you can save each payday.
Enter your numbers below to get your date, or your amount per week, two weeks or month.
You'd reach your goal on
Jun 7, 2028
20 deposits of $250.
$5,000 to go, starting Nov 7, 2026.
- 25%$1,250 by Mar 7, 2027
- 50%$2,500 by Aug 7, 2027
- 75%$3,750 by Jan 7, 2028
- 100%$5,000 by Jun 7, 2028
No interest is added. Every number here is plain arithmetic.
To improve these tools, we keep a rounded copy of the numbers and choices you enter. Names you type are kept only if they're common ones like Rent or Vacation. None of it is linked to your name or email. What we keep
How the calculator works
The calculator counts deposits from today. The first one is today and the rest follow on your schedule: every week, every two weeks, twice a month or every month. When you enter an amount, it divides what's left by that amount and rounds up, so the last deposit may be smaller than the others. When you pick a date, it counts the deposits between now and then and rounds the amount up to the cent, so you won't fall short by rounding.
The timeline shows when you'd pass a quarter, half and three quarters of the way, which makes a long goal easier to check on.
What it leaves out
It assumes you save the same amount on every payday and never take any back out. Real life rarely works that neatly. A skipped deposit or a withdrawal pushes the date back, and nothing in a regular savings account stops you from making one. The math is the easy part. Leaving the money alone is the hard part.
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Questions
How do I work out how much to save each month for a goal?
Subtract what you've already saved from your goal, then divide what's left by the number of months until your date. A $5,000 goal with $1,000 saved and 10 months to go needs $400 a month.
Does this savings goal calculator include interest?
No. It adds up your deposits and nothing else, so the dates and amounts are plain arithmetic. Any interest you earn elsewhere would only get you there a little sooner.
Is it better to save weekly, every two weeks or monthly?
The yearly total is the same, so pick the schedule you'll stick to. Many people match it to their paydays, because money that moves the day it arrives is harder to spend first.
What happens if I miss a deposit?
Your finish date moves back by one payday, or the deposits you have left get a little bigger. Change the numbers above to see by how much.
Can I save or share my plan?
Your numbers are kept in the page address, so you can bookmark the page or copy the link. We also keep a rounded copy to improve the tool, without any names of your own.