BloominSavings challenge maker
A savings challenge is a set plan of deposits on fixed dates, often with amounts that change each time. Popular ones are $10,000 in a year, the 100 envelope challenge, the 52-week challenge and the penny challenge.
Pick one, or set your own target, to get a dated plan you can tick off and print.
This plan adds up to
$10,000
26 deposits from Nov 7, 2026 to Oct 23, 2027.
- Biggest deposit
- $385
- Ticked off
- 0 of 26, $0
$10,000 in a year schedule
26 deposits
| Done | # | Date | Amount | Total |
|---|---|---|---|---|
| 1 | Nov 7, 2026 | $384 | $384 | |
| 2 | Nov 21, 2026 | $384 | $768 | |
| 3 | Dec 5, 2026 | $384 | $1,152 | |
| 4 | Dec 19, 2026 | $384 | $1,536 | |
| 5 | Jan 2, 2027 | $384 | $1,920 | |
| 6 | Jan 16, 2027 | $384 | $2,304 | |
| 7 | Jan 30, 2027 | $384 | $2,688 | |
| 8 | Feb 13, 2027 | $384 | $3,072 | |
| 9 | Feb 27, 2027 | $384 | $3,456 | |
| 10 | Mar 13, 2027 | $384 | $3,840 | |
| 11 | Mar 27, 2027 | $385 | $4,225 | |
| 12 | Apr 10, 2027 | $385 | $4,610 | |
| 13 | Apr 24, 2027 | $385 | $4,995 | |
| 14 | May 8, 2027 | $385 | $5,380 | |
| 15 | May 22, 2027 | $385 | $5,765 | |
| 16 | Jun 5, 2027 | $385 | $6,150 | |
| 17 | Jun 19, 2027 | $385 | $6,535 | |
| 18 | Jul 3, 2027 | $385 | $6,920 | |
| 19 | Jul 17, 2027 | $385 | $7,305 | |
| 20 | Jul 31, 2027 | $385 | $7,690 | |
| 21 | Aug 14, 2027 | $385 | $8,075 | |
| 22 | Aug 28, 2027 | $385 | $8,460 | |
| 23 | Sep 11, 2027 | $385 | $8,845 | |
| 24 | Sep 25, 2027 | $385 | $9,230 | |
| 25 | Oct 9, 2027 | $385 | $9,615 | |
| 26 | Oct 23, 2027 | $385 | $10,000 |
No interest is added. Every number here is plain arithmetic.
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How each challenge works
- $10,000 in a year spreads $10,000 across your paydays in whole dollars.
- 100 envelopes numbers envelopes 1 to 100. You fill them in a random order, and all 100 add up to $5,050. The 50 envelope version adds up to $1,275.
- 52 weeks starts at $1 and adds a dollar each week, to $52 in week 52. That's $1,378.
- Penny a day starts at one cent and adds a cent each day for 365 days. That's $667.95.
- Your own target spreads any amount across the dates you choose, the same each time or growing.
Before you start
The schedule shows every deposit and its date. Look at the biggest ones: rising challenges save their largest amounts for the end, which for the 52-week challenge is December, when money is tight for a lot of people. Running it backwards puts the big deposits first. No interest is added to any of these totals.
Read next
Questions
What is a savings challenge?
A set plan of deposits on fixed dates, often with amounts that change each time. The fixed dates and the chart to tick off are what make it a challenge rather than a vague intention.
Which savings challenge should I pick?
Pick the one whose biggest deposit you can actually make on its date. The table under your plan shows every amount, so check the largest before you start.
Can I print the chart?
Yes. Print the chart prints every deposit with a box to tick, without the rest of the page.
Where are my ticks saved?
In this browser only, using its local storage. Your ticks are never sent anywhere, so they won't appear on another device, and clearing your browser data removes them. Changing the plan starts a fresh chart.