Bloomin10k savings challenge
The 10k savings challenge means saving $10,000 over a set time, usually a year. Over a year that's about $193 a week, $385 every two weeks or $834 a month.
Set your start date and paydays to get every deposit with its date, then tick them off or print the chart.
This plan adds up to
$10,000
26 deposits from Nov 7, 2026 to Oct 23, 2027.
- Biggest deposit
- $385
- Ticked off
- 0 of 26, $0
$10,000 in a year schedule
26 deposits
| Done | # | Date | Amount | Total |
|---|---|---|---|---|
| 1 | Nov 7, 2026 | $384 | $384 | |
| 2 | Nov 21, 2026 | $384 | $768 | |
| 3 | Dec 5, 2026 | $384 | $1,152 | |
| 4 | Dec 19, 2026 | $384 | $1,536 | |
| 5 | Jan 2, 2027 | $384 | $1,920 | |
| 6 | Jan 16, 2027 | $384 | $2,304 | |
| 7 | Jan 30, 2027 | $384 | $2,688 | |
| 8 | Feb 13, 2027 | $384 | $3,072 | |
| 9 | Feb 27, 2027 | $384 | $3,456 | |
| 10 | Mar 13, 2027 | $384 | $3,840 | |
| 11 | Mar 27, 2027 | $385 | $4,225 | |
| 12 | Apr 10, 2027 | $385 | $4,610 | |
| 13 | Apr 24, 2027 | $385 | $4,995 | |
| 14 | May 8, 2027 | $385 | $5,380 | |
| 15 | May 22, 2027 | $385 | $5,765 | |
| 16 | Jun 5, 2027 | $385 | $6,150 | |
| 17 | Jun 19, 2027 | $385 | $6,535 | |
| 18 | Jul 3, 2027 | $385 | $6,920 | |
| 19 | Jul 17, 2027 | $385 | $7,305 | |
| 20 | Jul 31, 2027 | $385 | $7,690 | |
| 21 | Aug 14, 2027 | $385 | $8,075 | |
| 22 | Aug 28, 2027 | $385 | $8,460 | |
| 23 | Sep 11, 2027 | $385 | $8,845 | |
| 24 | Sep 25, 2027 | $385 | $9,230 | |
| 25 | Oct 9, 2027 | $385 | $9,615 | |
| 26 | Oct 23, 2027 | $385 | $10,000 |
No interest is added. Every number here is plain arithmetic.
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How the plan is built
The calculator counts your paydays between the start date and the finish date, then splits $10,000 across them in whole dollars. Where it doesn't divide evenly, the later deposits are a dollar higher, so the total is exactly $10,000. You can change the target if $10,000 isn't the right number.
Where it gets hard
$385 every two weeks is a lot of money to leave alone for a year. The plan assumes every deposit stays put. In a normal savings account, nothing stops you moving some back out when something comes up, and every withdrawal puts the target further away.
Read next
Questions
How much do I need to save each week for $10,000 in a year?
About $193 a week. Every two weeks it's about $385, and every month about $834. The plan rounds to whole dollars, so some deposits are a dollar less than others.
Can I do the 10k challenge over longer than a year?
Yes. Move the finish date and the plan spreads $10,000 across the extra paydays. Over two years it's about $193 every two weeks.
Can I start small and build up?
Choose Start small and each deposit grows by the same step, so the last ones are the largest. Start big does the reverse.
Is interest included?
No. The deposits add up to $10,000 on their own. Nothing is added for interest.